Banking

Saving Money

Saving money now is the key to getting what you want out of life later on, such as buying a house or retiring. Learn why paying yourself first is an important money habit to develop sooner rather than later.

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Loans

Before taking out a loan, it’s important to do your homework. Make sure you’re getting the best terms and rates by reading expert advice on GOBankingRates before you take out a loan you can’t afford.

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Online Banking

If you never want to step foot in a bank again, online banking can make that happen. GOBankingRates has determined the best online banks based on their rates, customer service and unbeatable features.

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Credit Unions

Credit unions are financial institutions that offer products similar to banks, with a few differences. Credit unions are member-owned, democratically run financial cooperatives. Learn more here.

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Understanding Banking

Banking consists of the products and services people use every day, including financial institutions such as lenders or credit unions. It also includes an array of financial services such as cashing checks, borrowing, loaning, buying, selling and investing. Whether you’ve been putting your money in a high-yield savings account or in a piggy bank, you’ve been banking.

Not all banking is created equal, and the right financial choices aren’t always the obvious ones. GOBankingRates was created to help you make informed financial decisions.

No matter how big or small the denominations are, the way people bank greatly influences the economy — by paying for or investing in goods and services, people’s banking choices determine supply and demand, drive commerce, and decide market value. Whether you’re choosing the best bank or learning how to set up direct deposit, GOBankingRates is here to help.