Interest Rates

Best Bank Accounts

Don’t settle for just any bank account. Find the one with the features and rates you need to make all your financial dreams come true. GOBankingRates does the work for you, so make sure you find the best banks here.

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Mortgage Rates

Before you start house hunting, find out how, when and where to get the best mortgage rates available. Arm yourself with expert advice on GOBankingRates before you make a down payment on your dream home.

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Student Loans

Millions of Americans are saddled with student loan debt. GOBankingRates is here to help you pay off those loans for good so you can take control of your finances and can enjoy your life free of debt.

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Credit Cards

Credit cards let you make purchases now and pay for them later while helping you build credit. Sounds great, right? It can be, but credit cards also come with the risk of debt with high interest. Learn how to use them responsibly.

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Understanding Interest Rates

Interest rates are influenced by multiple factors, including the economy, local or regional competition, and the type of financial institution. Because interest rates vary greatly, GOBankingRates studies the available rates for local, regional, national and global financial products to help you get the best interest rates possible. For example, credit unions members are actually considered stakeholders, so banking interest rates can be more beneficial than with major banks.

Interest Rates Studies and Tips

Knowing what rates are competitive in your area or for a specific financial product could help you dramatically increase you earning potential. We detail historical interest rate comparisons for cities across the country so you can understand current market fluctuations. You will then, for example, know when it’s a good time to take out a loan or invest in a certificate of deposit (CD).

GOBankingRates gives you interest rates guides and investment news, so you can choose the best financial products to improve your personal finances. Why bank with interest rates from limited information, when you can make the best choice thanks to leading industry experts?