CD Rates Tips

1-Year CD Rates

Find the best CD rates for certificates of deposit with one-year term lengths. These accounts have higher interest rates than savings accounts without the risks of investing.

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Best CD Rates

Before sticking your money in a certificate of deposit that you can’t access for months or years, make sure you’re getting the best CD rate out there. GOBankingRates compares the best CDs in its rate tables.

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To grow your money over time, you can’t just save it; you need to invest it. Investing requires taking on some risk, which could lead to greater reward as well as loss. Learn the basics today.

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6-Month CD Rates

If you’re looking for a short-term investment, consider a six-month CD. With low risk and competitive interest rates, certificates of deposit are a solid investment option.

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Finding the Best CD Rates

A certificate of deposit is a simple and secure investment account that locks in your funds for a specific period of time. It might be beneficial to open a CD at least once in your life to get the guaranteed rate and yield. Both short-- and long-term CDs can offer better interest rates compared with a typical savings account.

A CD is a simple way to diversify your money so you can grow your nest egg without doing any legwork. Long-term CDs provide an excellent way to get the best rates for additional income that you don’t need to access. Jumbo CDs, however, offer higher rates for higher deposits.

GOBankingRates details the best CD rates by listing the most affordable terms from local, national and global financial institutions. GOBankingRates provides borrowing guides and comparison tips to help you can navigate the different types of CD accounts with ease.