You’ve probably received a credit card offer or two in the mail, but don’t sign up for the first credit card offer you get. There are many different types of credit card offers out there, and some really are better than others.
The best credit card offers will feature low annual percentage rates, or APRs, a rewards program that matches your shopping habits and a good credit limit. A lot of what makes a credit card offer great depends on your personal preferences, but everyone wants a low interest rate.
Additionally, the offer you accept should suited for your current financial needs. For example, if you are already carrying debt, a balance-transfer credit card with a zero-interest introductory rate might be best. If you’re a frequent traveler, consider a credit card with travel rewards. Before you accept the first offer you get, research credit card offers on GOBankingRates and make sure you choose the right one.