Credit Card Rates

Interest Rates

Sometimes you want a high interest rate; sometimes you want a low interest rate. Find out when you can make interest rates work for you — such as in a high-yield savings account — and know when to be cautious of APRs.

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Credit

Building credit gives you the financial freedom to get a mortgage, buy a car and make other large purchases, but good credit doesn’t happen overnight. Find out what good credit is and how to get it.

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Credit Scores

A very good or very bad credit score can make or break your ability to buy a house, car or other large purchase. Learn exactly what a good credit score is and how to improve your own now.

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Credit Cards

Credit cards let you make purchases now and pay for them later while helping you build credit. Sounds great, right? It can be, but credit cards also come with the risk of debt with high interest. Learn how to use them responsibly.

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Finding the Best Credit Cards

Credit card rates can make or break your ability to have flexible and affordable spending. A revolving line of credit is essentially a loan given with each purchase. Low-interest credit cards make sure your purchases stays cost-effective and help you pay off your debt faster.

Finding a zero-fee balance transfer or low-interest introductory credit card rate can help reduce existing debt, as well as keep new purchases from snowballing out of control. With GOBankingRates, you can browse credit card rates online from local, regional and national financial institutions. Thanks to our simple search tools, it’s easy to find a match for your spending goals.

Credit Card Rates Tips and Tricks

Just because a card has the best interest rates doesn’t mean it will be the best choice for your budget. For example, introductory offers can lead into much a higher annual percentage rate (APR) making the card a poor choice for the long term. Before opening a credit card, you should see if there is an annual fee, different interest rate for cash advances and if the “pre-approved” offer will actually match the rates promised.