Personal Loans

Student Loans

Millions of Americans are saddled with student loan debt. GOBankingRates is here to help you pay off those loans for good so you can take control of your finances and can enjoy your life free of debt.

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Credit Scores

A very good or very bad credit score can make or break your ability to buy a house, car or other large purchase. Learn exactly what a good credit score is and how to improve your own now.

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Car Loans

Saving money on a car purchase starts with getting a good loan and the best interest rate available. Getting the best rate depends on your FICO score and a number of other factors you need to know about.

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Debt

There’s good debt and then there’s bad debt. Learn the difference between the two and find out how to take control of the bad debt that’s plaguing your bank account. GOBankingRates provides expert advice on paying it off for good.

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Understanding Personal Loans

A personal loan can help you achieve your goals and get your life back on track, but like any loan, you have to repay a personal loan with interest. Before you sign on the dotted line, make sure a personal loan is right for you and you fully understand the terms and conditions that come with it.

What separates a personal loan from any other type of loan is that you can to decide what to do with the money. A car loan funds the purchase of a car and a student loan funds education. You can use a personal loan, though, for whatever you please. You can fund a vacation, pay off other debts or use it to pay for a wedding. The choice is yours, which is what makes personal loans so tempting. But unless you have the means to pay that personal loan back, it’s best to think twice before you borrow.

To learn more about personal loans, visit GOBankingRates and browse its comprehensive library of articles about them.