Best Savings Accounts

Interest Rates

Sometimes you want a high interest rate; sometimes you want a low interest rate. Find out when you can make interest rates work for you — such as in a high-yield savings account — and know when to be cautious of APRs.

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Online Savings Accounts

Online savings accounts offer the perks of traditional accounts without the hassle of visiting a brick-and-mortar bank. Enjoy online access, mobile apps and generous interest rates all in the palm of your hand.

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Best Bank Accounts

Don’t settle for just any bank account. Find the one with the features and rates you need to make all your financial dreams come true. GOBankingRates does the work for you, so make sure you find the best banks here.

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High-Yield Savings Accounts

A high-yield savings account is exactly what it sounds like — a savings account with a high interest rate that enables you to grow your savings. Compare the best accounts on GOBankingRates’ custom rate tables.

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Finding the Best Interest Rates

A savings account is a financial tool for individuals looking to save or grow their hard-earned cash. But you don’t want to open just any account when you could open the best savings account on the market. So how can you get your hands on top accounts in your area and around the country?

You will need to analyze your finances and then explore the best accounts available based on your needs. Fortunately, doing so is easier than you might think!

Benefits of Finding the Best Savings Account

Opening a savings account with a bank or credit union in your area offers a wide variety of benefits. For instance, you will be better prepared for the future. If you’re looking to set money aside for a major purchase, or for unexpected emergencies, the best savings account provides tailored resources to help you meet your goal in the most efficient way possible.

You can also grow interest on your savings; the best accounts allow you to earn a high annual percentage yield (APY) on your deposited funds. High APYs equal high dividends.

Finally, there's the matter of security. Most banks and credit unions insure deposited funds for up to $250,000, meaning you are guaranteed security on funds deposited.

GOBankingRates can help you find the best savings account in your area in a few easy steps. Simply browse our savings account rate tables, which help you locate top interest rates in the area. Then pinpoint accounts that meet your needs and reach out to the financial establishment(s) of your choice to open your account.